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Fire Damage Rebuilds

A fire can change everything in a matter of hours. When your home or building is lost, the road back can feel overwhelming. Whitfield Construction handles fire damage rebuilds across the Okanagan, from Kelowna to Osoyoos, and we walk the insurance claim alongside you, from the first assessment to the day you move back in.

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Restoration Led

More than 15 years of fire and property damage restoration and reconstruction on our team.

We Know The Claim

Direct, informed work with homeowners and insurers alike.

The Full Rebuild

Assessment, demolition, design, budgeting, permits, and reconstruction.

Home Sooner

Clear, timely communication focused on getting you back inside.

When the worst happens

When Fire Takes a Home

The Okanagan is no stranger to wildfire, and for some families, a single season has taken everything.

Whatever brought you here, we are sorry you are facing it. A destroyed property is not only a building. It holds your routines, your belongings, and your sense of home. Our work is to carry the weight of the rebuild for you and give you a clear, steady path forward.

WORKING WITH YOUR INSURER

You Are Not Alone in the Claim

Insurance rebuilds run on a process most people meet only once, at the worst possible time.

We know it well.

Jeff Dolan leads this work at Whitfield, bringing more than 15 years of experience in property damage restoration and reconstruction, along with previous roles as Project Manager and General Manager for a regional restoration company. He has worked closely with homeowners and insurance companies on claims ranging from total losses to substantial reconstruction of multifamily, commercial, and industrial properties.

That familiarity with the claims process benefits our clients and insurers. We communicate clearly and on time, so the process keeps moving, and you always know where things stand.

THE REBUILD, STEP BY STEP

A Clear Path From Fire Loss to Home

Every claim is different, but the shape of a fire rebuild is familiar to us.

Here is how we typically move a project forward, from the first look at the damage to the day you walk back through the door.

1. Assessment and making the site safe.

We start by understanding the damage. Where needed, this includes hazardous materials assessments before any demolition, so the property is safe before work begins.

2. Demolition

We carry out selective or complete demolition of the affected structure, clearing the way for a sound rebuild.

3. Scope & Budget

We define a detailed scope and budget with you and your insurer, then take it through bid and approval before the rebuild is awarded. More on this just below.

4. Design & Permits

Through cooperative design and construction permit applications, we get your rebuild ready to break ground.

5. Reconstruction

We rebuild with a transparent, detailed process that keeps you informed at every stage.

6. Back Home

Our aim throughout stays the same: to get you back into your home or building as quickly as we responsibly can.

Homes Rebuilt From the Ground Up

We don’t just talk about fire rebuilds. We’ve delivered them. Our Ogden Rd project in West Kelowna was a total loss taken from bare foundation to finished home, with the family guided through the claim, the design choices, and every stage of construction. It’s the clearest picture of what rebuilding with us actually looks like, and one of two recent total loss rebuilds we’ve completed, alongside a home at Cambie Place in Penticton.

See the full Custom Home Ogden Rd rebuild to walk through the journey from foundation to finished home.

DISCOVER ODGEN ROAD

SCOPE & BUDGET

A Scope Everyone Can Build From

We work closely with your insurer to create a detailed scope of work that reflects your property as it was before the loss.

This is a very important part of the process, and it deserves your time and our expertise. That scope becomes the guiding document for the bid tender, so that we and any other contractors engaged by you or the insurance company are working from one comprehensive document.

If we are awarded the project, we sit down with you to confirm the details and how you would like to proceed. Some owners prefer to rebuild as close to the condition and layout from before the loss as possible, while others explore changes such as different floor plans or materials.

Whatever you choose, we review the budget, or update it to reflect your preferences, so you begin the rebuild with a clear understanding of the costs involved.

WHY OWNERS TRUST US

We Have Done This Before, With Care

Whitfield has built a reputation for delivering quality projects on budget and on schedule.

We have shown that in the best of circumstances, building a client’s dream home, and in the hardest, helping owners through the difficult work of rebuilding after a fire.

As longtime South Okanagan residents, this is our community too. When we rebuild here, we are rebuilding alongside our neighbours.

FREQUENTLY ASKED QUESTIONS

Questions Before You Rebuild

Is this fire damage restoration or a full rebuild?

Both meanings show up when people search. We focus on the full structural rebuild after a major or total loss, including demolition, design, permits, and reconstruction. If your claim is a smaller smoke or soot cleanup, we can point you toward the right help.

Do you work directly with my insurance company?

Yes. We work closely with homeowners and insurers throughout the claim, from scope and budgeting to the final rebuild. Our familiarity with the process helps keep everything moving.

What kinds of loss do you rebuild after?

We focus on fire losses where the damage is major or total, along with other claims that involve a total loss, for residential, multifamily, commercial, and industrial properties.

Do you handle demolition and hazardous materials as well?

Yes. We provide hazardous materials assessments before demolition, along with selective and complete demolition of existing structures.

Where do you work?

We are based in Summerland and serve the Okanagan and South Okanagan, from West Kelowna to Osoyoos, including Peachland, Naramata, Penticton, Okanagan Falls, and Oliver.

When should I contact you?

As early as you can. Reaching out early lets us help you understand the scope and work with your insurer from the start.

Explore More Projects

Discover more custom homes thoughtfully designed and built throughout the Okanagan and South Okanagan.

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Request a Project Consultation

You do not need completed plans or a purchased property to begin the conversation.

Use the longer form here to collect project location, current city, land status, investment, timeline and planning stage.